Hail
Solar panels and Texas hail
Certified panels must survive 1-inch (25 mm) ice balls at about 51 mph under IEC 61215, and tempered panel glass often outlasts shingles in moderate storms. Very large hail can still crack panels — so confirm your homeowners policy covers the array before you install.
After a big storm
- Watch your monitoring app for a production drop.
- Book an inspection after quarter-size hail or larger — micro-cracks aren’t always visible.
- Don’t climb on the roof yourself.
Ask your insurer now
- Is my solar covered under dwelling coverage?
- Replacement cost or actual cash value?
- How does my deductible apply?
Manufacturer warranties cover defects, not weather — hail is an insurance matter. Skip panel covers; they trap heat and can void warranties.
Frequently asked questions
Are solar panels hail resistant?
Certified panels pass a 1-inch hail test at about 51 mph; larger hail can still cause damage.
Does insurance cover hail damage to solar panels?
Often as part of the dwelling — confirm coverage, deductible and replacement cost with your insurer in writing.